Know More. Earn More.

Bookkeeping, payroll, tax, and financial insight for contractors & trades—so you can increase your margins and work on your business, not babysit your books.

background image of financial documents, graphs (for a financial advisor)
Peter Jaquith, CPA
Founder, Ironclad Financial

Let’s Be Honest...

You’re keeping the business going, but the books are holding you back. We fix that.

You’re drowning in receipts, guessing at job costs, and juggling tools that don’t talk to each other. We fix that—so you can finally know more and earn more.

image of tax forms and calculator

Too Much Typing, Not Enough Building

You didn’t start this business to become a data entry clerk.

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Tax Season Stress

Your numbers aren’t clean enough to plan for taxes—until it’s too late.

image of hands typing on a laptop with scientific data

Generic Accountants

They don’t understand trades. You need insights, not just reports.

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No Job-Level Visibility

You’re getting numbers, not clarity. You need to know what it means—and what to do next.

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Weeks Behind, Flying Blind

Your books are too late to help you lead with confidence.

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Cash Flow Guesswork

You’re not sure what’s coming in or going out. Each month feels like a gamble.

We Fix the Financial Side — So You Can Build

All-in-one financial support built for the trades.

Explore expert advice on bookkeeping, tax, payroll, and financial strategy for trades and home services businesses.

Get clarity. Get control.
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Bookkeeping

Real-Time Books

We keep your books clean, current, and connected—so you always know where you stand.

image of tax forms and calculator
Payroll

Hassle-Free Payroll

Built-in payroll for teams big or small. We handle the filings and direct deposits so you can stay focused on the field.

image of tech solutions demonstration (for a hr tech)
job costing

Job Costing That Works

Know what every job really earns. With JobTrack, we tag labor and materials by job so you can price right and plan ahead.

image of mechanic writing a report
Executive insights

Insights That Drive Action

Get weekly updates, simple dashboards, and plain-English video recaps that help you move with confidence.

Simple plans. Built for Builders.

Whether you're just getting books ready for tax season or you're ready to track job-level margins, Ironclad has a plan that fits.
We keep pricing straightforward, so you always know what you're getting — and what it’s worth.

Essentials

Bookkeeping essentials for builders


Starting at

$400

/mo*

Get tax-ready. Get organized.

✔ Monthly bookkeeping & bank reconciliation
✔ Receipt capture software included
✔ Construction-based chart of accounts
✔ Monthly financial statements
✔ Year-end package for your tax pro
✔ Email support for questions

Best for: Solo owners and lean teams who just want clean, tax-ready books without doing it themselves.

JobTrack

Job-level books, payroll, & profitability tracking

Starting at

$1,200

/mo*

Track your jobs. Protect your profits.

Everything in Essentials, plus:
✔ Job-level income & expense tracking in QBO
✔ Payroll handled for up to 10 employees
✔ Labor tracked to individual jobs
✔ Direct vs overhead spend visibility
✔ For builders - monthly WIP reports
✔ Monthly video review of your financials

Best for: Teams ready to turn their books into a tool for pricing jobs and protecting margins.

Full Back Office

Replace your in-house bookkeeper & AR/AP clerk

Starting at

$2,500

/mo*

Hire your hands-off accounting back office.

Everything in JobTrack, plus:
✔  Customer invoices created and payments applied
✔ Weekly AR review with light collections follow-up
✔ Vendor bills captured, coded to jobs, and queued for payment each week
✔ AP & AR aging maintained & reconciled every month
✔ W-9 management and 1099 filing

Best for: Builders who want to focus on their business and hand off the whole back office to specialists.

⭐ Best Value!

*Final Price depends on company size, complexity, and AP/AR complexity
Feature
Essentials
Pro
CFO Insights
Solo owner or small crew who needs clean books and monthly insights.
Who it's for
Owners managing jobs, labor, and margins who need job-level clarity.
Owners who want CFO-level clarity and strategic support without hiring a full-time CFO.
Core Bookkeeping
-
-
-
Bookkeeping + Reconciliation
Monthly Financial Reports
Easy Receipt Capture
Bookkeeping software included (with Xero)
Bookkeeping software included (with Quickbooks)
Payroll & Support
-
-
-
Payroll Processing (via Gusto)
Add-on

Included up to 5 employees

Included up to 25 employees
Payroll frequency
Add-on
Bi-weekly
Bi-weekly
Email Response Time
48 hours
24 hours
Same day
Teams Messenger Access
Reporting & Insights
-
-
-
Monthly Video Review
Job level Income
Track Job Cost against plan
Integration with Ops tools (Jobber, ServiceTitan, etc.)
Strategic Planning
-
-
-
Basic Annual Budgeting
Advanced Annual Budgeting
Add-on
Quarterly Financial Forecasts
Add-on
Strategy Call With Finance Partner
Annual
Quarterly
Monthly
Cash Flow Forecasting
Add-on
Owner Compensation & Draw Strategy
Add-on
Pricing Strategy Deep Dive Review
One-Time
Add-on
One-Time
Add-on
Cost & Overhead Deep Dive Review
One-Time
Add-on
One-Time
Add-on
Custom Dashboard Buid
One-Time
Add-on
Starting Price (Per Month)
$450
$1,150
$1,750
Higher amounts available as an add-on to the base plan price

Trusted by business owners like you

See how our services help clients gain clarity and control over their finances.

“If you're a business owner looking for a finance partner who can help you see the story behind the numbers and unlock profit opportunities, I can't recommend Peter highly enough. He brings the same rigor, clarity, and results-driven approach to his clients through Ironclad Financial.”

Clara Purroy
Senior Manager, Partner Carrier Program

“We had different parts of the business pulling in opposite directions. Our freight, commerce, and finance teams never agreed on the best decisions for the business. Peter brought everyone to the table, built on version of the truth, and helped us make confident decisions that actually stuck.”

Finance Director
First Mile Logistics

“Peter helped us cut costs we thought we untouchable. Within months, he helped us push through lower priced contracts with our suppliers, resulting in over 50% reducing in our shipping costs.”

Director
Amazon Global Logistics

“Our business was struggling to communicate business performance to leadership. We weren't able to justify our sustainability investments.  Peter stepped in and helped us develop a framework for reviewing and prioritizing our spend. Best finance partner ever!"

Sr. Manager
Amazon Global Logistics - Sustainability

We're dedicated to your success.

Ironclad Financial was founded by Peter Jaquith CPA, a former Principle Finance Manager at Amazon with over a decade of experience leading financial strategy for complex, multi-entity operations—including $4 billion in supply chain businesses at Amazon. He holds advanced certifications as  a Certified Public Accountant (CPA) and a Certified Management Accountant (CMA).

With a background in cost modeling, profitability turnaround, and dashboard development, Peter built Ironclad to bring enterprise-grade financial clarity to trades and home services businesses. He strongly believes that equipping small and medium sized businesses with world class tools and data will enable entrepreneurs to focus on what they do best and more fully unlock their potential.

Ironclad’s approach blends precise bookkeeping, smart payroll execution, and timely job margin reporting—helping business owners not just stay compliant, but make better decisions, grow with confidence, and protect their bottom line.

Let's start building together.

Accurate books.

Job-level margin clarity.

Insights that drive action.